How to Do Heists in GTA 5 Online

TL;DR

  • Reach Rank 12 (33,400 RP) and purchase high-end apartment to unlock heists
  • Complete Fleeca Job first to establish heist planning capabilities
  • Assemble skilled crew members for optimal success rates and payout distribution
  • Execute setup missions strategically to minimize risk and maximize final take
  • Understand team requirements vary by heist with only Cayo Perico supporting solo play

GTA Online heists represent the pinnacle of criminal enterprise operations, offering players the opportunity to orchestrate complex multi-stage operations with substantial financial rewards. These meticulously planned criminal ventures require careful preparation and specific prerequisites before you can assemble your crew and begin planning your first major score.

Character looking at the Del Pierro Heights building in GTA Online
Image Credit: Reddit – u/bellpow

Before initiating any heist operations in GTA Online, you must meet these non-negotiable prerequisites:

  • Reach Rank 12: Achieving this rank demands accumulating 33,400 Reputation Points through various activities. New players can expedite this process by focusing on contact missions, races, and daily objectives rather than freemode activities that offer lower RP yields.
  • Purchase a high-end apartment: This property serves as your command center with its dedicated heist planning room. The most budget-friendly option, Del Pierro Heights, requires a $200,000 investment, though premium locations offer better amenities.
  • Strategic planning for rank progression involves prioritizing missions with high RP-to-time ratios. Contact missions like “Violent Duct” or “Rooftop Rumble” provide excellent returns, while participating in weekly bonus events can dramatically accelerate your leveling process.

    Common mistakes include purchasing properties before verifying they contain heist planning rooms or attempting to join heists without completing the prerequisite missions. Always confirm your intended property includes the “Heist Planning Room” designation before making your purchase.

    Once you’ve satisfied the foundational requirements, the heist initiation sequence begins automatically. You’ll receive an incoming call from Lester Crest, the mastermind behind Los Santos’ most ambitious criminal operations.

    Heist planning board in GTA Online
    Image Credit: Rockstar Games

    The initial contact directs you to Lester’s garment factory for your criminal orientation briefing. Here, you’ll be offered the Fleeca Job as your introductory heist, designed to familiarize you with heist mechanics while providing substantial starter capital.

    As heist leader, your responsibilities encompass comprehensive operational planning including crew recruitment, approach strategy selection, and equipment allocation. You can assemble your team from trusted friends or utilize matchmaking with random players, though the latter carries higher coordination risks.

    Team composition requirements fluctuate significantly between different heists, with most demanding a full four-person squad. The notable exception remains the Cayo Perico heist, which supports solo execution for players preferring to work independently.

    The preparatory phase involves executing setup missions that establish the foundation for your main operation. These range from vehicle acquisition and equipment procurement to strategic target elimination. Proper execution of these missions directly impacts your final payout and success probability.

    Advanced players should prioritize crew skill matching, assigning roles based on demonstrated competencies in shooting, driving, or hacking mini-games. Efficient setup mission completion typically requires 45-90 minutes depending on crew coordination and chosen approach.

    Understanding payout structures is crucial – heist leaders cover setup costs but receive 40% of the final take, while crew members earn 20% each without financial investment. This makes leadership financially rewarding but operationally demanding.

    Action Checklist

    • Achieve Rank 12 through focused mission completion and daily objectives
    • Purchase high-end apartment with heist planning room (Del Pierro Heights recommended)
    • Complete Lester’s initial contact mission and accept Fleeca Job assignment
    • Assemble skilled crew matching heist requirements and assign specialized roles
    • Execute all setup missions methodically to minimize final heist complications

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